Homestead Homes for Sale List

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Homestead Homes for Sale are located in our Arizona Homes for Sale search area. Search yourself or call an Arizona real estate agent at RCP. You can e-mail or call us for showings on any property.
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Arizona Short Sales

What are Arizona short sales and should I consider them?

Arizona short sales are like other transactions in many ways. Let’s focus on the differences between a regular real estate listing and a short sale listing.

A “Short Sale” is when a homeowner and a bank cooperate and agree to sell a piece of real estate for less than what is owed on the lien or mortgage. Usually this takes place when there is a good reason why the current owner can’t continue to make the payments or pay the difference between the mortgage and the selling price. Why would a bank take, as a payoff, anything less than what they are owed? The same reason credit card companies do, some money is better than less money down the road. If a bank were to say no to a Arizona short sale and decide to play hardball, their only other recourse would be foreclosure. This would mean:

1. More time not getting paid.
2. A house that is empty and not being taken care of and possibly vandalized.
3. Lawyer and trustee fees
4. Holding cost to upkeep the property
5. Closing costs, and they still need to pay the Realtors, title agencies, cleanup crews, rehab costs, etc.

Arizona short sales can be a big no-brainier for banks, however, some banks get the concept better than others and try to streamline the process. While other banks bury their head in the sand and foreclose. Obviously, we don’t see the entire picture. I’m sure banks have their reasons for not doing Arizona short sales. Even with streamlining, short sales can take months to get approved as the bank must qualify the seller for the short sales, approve the asking price by getting an appraisal, and dot all the I’s and cross the T’s. Not all Arizona short sale agents are the same. Call us at RCP.

RCP’s Arizona Real Estate Listings

Our website is bursting with Arizona real estate listings!

Welcome to RCP, your easy to use Arizona real estate listings resource. You can Search MLS listings to find the newest and up to date in real time Arizona homes for sale, condos, townhouses, land, commercial and investment properties. We have dedicated property search pages for Arizona real estate listings for Arizona communities, Arizona foreclosures, and luxury Arizona and custom homes. Our website also features stats and charts displaying the current trends and sales data. We try to keep our Arizona real estate listings charts as up to date as possible to give you the best web experience available. RCP Realtors are professional, knowledgeable, and dedicated. We are the Arizona real estate resource with years of experience.

Whether you are buying or selling a home, choosing the best real estate agent is one of the most important decisions you can make in your real estate experience. RCP’s agents are dedicated and trained to provide a professional full-service real estate experience, with representation for buyers and sellers, commercial and residential. We are experts in the Central Arizona real estate market and surrounding areas including Maricopa, Gold Canyon, New River, and Florence. If you would like assistance searching or viewing a home or office, just call or email us at RCP.

Bank Owned Homes in Arizona

Bank Owned Homes in Arizona For Sale

There is no shortage of bank owned homes in Arizona. The bank will increase and decrease their inventory of homes by foreclosing on homes or by selling the homes they have foreclosed upon. The standard for bank owned homes in Arizona used to be that they were mostly in bad condition; then the banks realized that they could recoup more by doing some small repairs, i.e. paint and carpet. Now, it really just depends on the market as to whether they will make repairs on any bank owned homes in Arizona. The Arizona foreclosure listings inventory also ebbs and flows with the market depending on conditions. The banks’ inventory of foreclosure listings in Arizona has been, at times, the predominant listing type. This creates a less than ideal market of vacant houses for neighborhoods and HOAs. However, on the flip side, as a buyer these vacant houses of Arizona foreclosure listings are very easy to show. It is easier to spot issues when you don’t have to navigate furniture and personal belongings. All things considered there are always two sides to every coin and that means opportunity for buyers and sellers who can see potential and act on it. Call us! We can help.