Laguna Shores Homes for Sale List
Laguna Shores Homes for Sale Currently Active
Laguna Shores Homes for Sale are located in our Arizona Homes for Sale search area. Search yourself or call an Arizona real estate agent at RCP. You can e-mail or call us for showings on any property.
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What kind of real estate are you looking for? Arizona foreclosures?
Arizona Foreclosures, Short Sale, Bank Owned, and Creative Financing
Arizona foreclosures are some of the best in the country. RCP professional real estate agents are proficient in all types of Arizona foreclosures. Gone were the days of Arizona foreclosures listings that were run down and in need of serious repairs. Now those days appear to be back. The banks realized that by doing a little touch up work and minor (sometimes major) repairs that they would actually get a return on that investment. This is not always the case because as the supply and demand changes, so do the tactics. When the housing inventory is limited repairs don’t return as much and property owners and banks will opt to just sell the property as is. Then when the inventory increases owners must make some updates to stay competitive and get their house sold. Call us at RCP for a current market update to see where we are at in terms of supply and demand. This is often referred to as a buyer or seller’s market.
Arizona Real Estate and Buying With Creative Financing
Creative Buying of Arizona Real Estate With RCP
Buying With Creative Financing-
If you are looking to buy a home and can’t seem to qualify for a loan, but have some cash to put down, RCP real estate is experienced in all sorts of creative financing creative real estate transactions. What are your options?
1. Lease with the option to purchase- also known as lease option. With this type of deal you can move into your home and not worry about a landlord kicking you out because you have a contract. You don’t own the house yet, but you have the option to buy it within a certain time-frame.
2. Lease purchase- also known as rent to own. In this option, you are renting and at the same time putting a portion of your rent toward the future purchase of the house. This allows you to not throw all your money away with rent, but put some toward the house as you go.
3.Wrap mortgage- also know as wrap around mortgage. This option you don’t have to qualify with the bank, but rather with the seller. You make your monthly payments to the seller and he makes his payments to his bank. This can be risky and you’ll want a consultation before seriously exploring this option.
4. Seller Carry- also known as owner financing. In this option, you purchase and make payments directly to the seller–no bank is involved.
5. Seller Carry-back -Also known as partial seller carry. This option you would get a normal loan from a bank and the seller pays some of the down payment or more and the buyer pays him back monthly.
6. Purchase Option -also known as option to purchase. This is where a seller accepts a nominal fee to allow the buyer to buy the house at a specified price (or maybe not) for a determined amount of time. No rent or monthly payments, but you don’t take possession either.
You can combine mix and match these creative financing options, however, their are many issues that arise and you will want an experienced agency on your side. Keep in mind, when it is a seller’s market, these types of deals usually all disappear. In a buyer market, these deals are the way things get sold. There are many reasons buyers and sellers choose these options. If you are entertaining creative financing, we can consult with you and figure out the best solution for you. To read more about creative financing option click here.
Mesa real estate has what you are looking for!
Mesa has it all!
What are you looking for in the town where you live or invest in? Some of the things to consider in a town or city are:
1. Is there a good community feel?- Mesa has an amazing community, as do all Arizona cities. No problem there.
2. Is there adequate employment?- Being such a short drive from the major metropolitan area of Phoenix, there are always jobs available.
3. How’s the weather?- Arizona has some of the best year-round weather in the country.
4. Are there good schools- That’s more of a personal decision because each Mesa real estate property is different.
Mesa real estate varies and so do the residents. Employment opportunities are available even in a slow economy. It has perfect weather and if you can find a great school, why not buy some Mesa real estate? Let us help you in your search to find the perfect piece of Arizona real estate. We won’t rest until you are satisfied! We have great agents that specialize in Mesa homes for sale–who better to help? Give us a try! For a complete list of Mesa homes for sale listed by community click here.