Enchantra At The Boulders Homes for Sale List
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Enchantra At The Boulders Homes for Sale is comprised of great Arizona homes for sale for your viewing pleasure. Search now or call an Arizona Real Estate agent from RCP. We have an Arizona Real Estate Agent standing by.
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Should I consider short selling my house?
What are the pros and cons of short selling my house
Short sales happen when you want to sell your house and you owe more than it is worth. The first step would be to see if that is even true. Call us at RCP for a free valuation of your real estate. If you do in fact owe more than your home is worth, here’s how the process generally works, and keep in mind that all banks are different and can vary and laws may change.
1. First thing is to get an offer on your house. We list your property and distribute it to our network of investors. We will get you an offer!
2. Gather all the financial information the bank will want to see in order to qualify you as a short sale candidate.
3. Submit the offer and all documentation to the bank.
4. We work with the bank vigorously to gather info, submit documents, sign forms, and just keep the process moving.
5. The bank reviews your financial status and orders the appraisal.
6. Once all the information has been reviewed and submitted, hopefully the bank gives the approval and we proceed with closing like any other transaction.
Now, this is a brief overview and many different things can be required from the bank. If you would like more detailed information on how this all works, call us and we would be happy to explain it all to you. Keep in mind there may be tax and other financial ramification that you would want to consult your CPA.
How Home Loans Work
How Financing Works
Want to buy a house? One of the first steps is to get your financing in order. If you can buy with cash, then you are ready to start looking at houses. If you can’t pay cash, then maybe you are looking for an owner financing deal or a rent to own or lease with the option to buy. If there are limited owner financing options, you can go with the traditional mortgage type loan. In Arizona, it is actually known as a “deed of trust.”
How financing with banks works: Once you have found a house and have an accepted offer you can get the ball rolling on financing. Your loan officer will have already pre-approved you by running your credit and asking you a series of financial and job related questions. Assuming you answered their questions accurately, there should be minimal problems in getting you the loan. The lender will judge your ability to repay the loan, look at your credit, and see your history of pay back loans, then they will proceed to the collateral. The house or land is the bank’s collateral and recourse if you don’t make good on your loan payments. They will order an appraisal from a Certified or licensed appraiser and if the property is worth what you offered, you’re in business! There are thousands of differing issues that arise when trying to procure a loan and we can’t go over them all here. The best thing to do is talk to a real estate professional and get the ball rolling. It is a good idea to start the process a few months before you need to buy. Keep in mind once you have found the house you want and get an offer accepted, it typically takes 30 days to close the deal.
What Scottsdale Homes for Sale Offer
Scottsdale homes for sale are perfect for families!
Homes for sale in Scottsdale are perfect for family living. With as many amenities the city has to offer combined with the vast amounts of nearby wilderness and recreation areas, Scottsdale homes for sale are a perfect fit for families of all ages. We can’t forget to mention the great Arizona year round weather, that makes it ideal, with some of the world’s best and most famous golf courses. Scottsdale real estate is in the center of it all.
Scottsdale homes for sale range in price as much as they do in style and design. For a complete list of specific Scottsdale homes for sale listed by community click here. If you are looking to retire in the sun or are just starting out, Scottsdale homes for sale may be exactly what you are looking for. Call us at RCP for a more detailed custom search or with general questions about Scottsdale. We want to help you find a home that you will love for years and years to come, and to get it at a price you will love.