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Arizona Short Sales
What are Arizona short sales and should I consider them?
Arizona short sales are like other transactions in many ways. Let’s focus on the differences between a regular real estate listing and a short sale listing.
A “Short Sale” is when a homeowner and a bank cooperate and agree to sell a piece of real estate for less than what is owed on the lien or mortgage. Usually this takes place when there is a good reason why the current owner can’t continue to make the payments or pay the difference between the mortgage and the selling price. Why would a bank take, as a payoff, anything less than what they are owed? The same reason credit card companies do, some money is better than less money down the road. If a bank were to say no to a Arizona short sale and decide to play hardball, their only other recourse would be foreclosure. This would mean:
1. More time not getting paid.
2. A house that is empty and not being taken care of and possibly vandalized.
3. Lawyer and trustee fees
4. Holding cost to upkeep the property
5. Closing costs, and they still need to pay the Realtors, title agencies, cleanup crews, rehab costs, etc.
Arizona short sales can be a big no-brainier for banks, however, some banks get the concept better than others and try to streamline the process. While other banks bury their head in the sand and foreclose. Obviously, we don’t see the entire picture. I’m sure banks have their reasons for not doing Arizona short sales. Even with streamlining, short sales can take months to get approved as the bank must qualify the seller for the short sales, approve the asking price by getting an appraisal, and dot all the I’s and cross the T’s. Not all Arizona short sale agents are the same. Call us at RCP.
Arizona Real Estate Etiquette
Proper Arizona Real Estate Etiquette Techniques
Arizona Real estate is very interactive at times. Employing proper etiquette can always be helpful and produce happy buyers and sellers.
Buyers and Buyers agents:
When showing “occupied homes”: Give the occupant ample notice and time to tidy up before viewing the property. Show respect to others property and privacy. Refrain from negative comments about a houses appearance or features until you are away from the occupant.
If you arrive at a home and another agent is already there, waiting in the car until the other buyers have had time to view the property without feeling rushed is a great and professional practice.
Listing agents and sellers:
When you have an appointment to show your listing be at the house on time. Nobody likes waiting!
Have the air conditioning on and offer a glass of water to the potential buyers. Arizona is hot!
Put your dogs and cats up so the potential buyers can view the house without having to worry about being afraid or your animals getting out.
In short, being considerate and thinking of others can go a long way. It also promotes a positive feeling about your house, and you may be more likely to get an offer or get your offer accepted.
Discover Scottsdale Real Estate
Scottsdale Real Estate
If you are considering Scottsdale as a possible place of residence or a place to invest, you certainly have a large variety to choose from. Scottsdale real estate is comprised of different styles, designs, and methods of construction. Scottsdale real estate has a large percentage of single family homes in relation to commercial or industrial. Investors from Canada and other areas of the world flock to Scottsdale as an ideal place to invest. Investors find that Scottsdale real estate works perfectly with their travel schedules and vacation planning. They can escape the winter in Canada and come to Arizona to get a little sun, play some golf, and check on their real estate investments while they are here.
Scottsdale offers great custom homes, luxury property, and land to build your own if you so desire. Scottsdale horse properties are some of the best in the state. With equestrian centers always close by, Scottsdale lends nicely to the horse enthusiast. To discover how Scottsdale real estate can fit into your life call RCP today. To view all Scottsdale real estate click here.